Webinar Series

Webinar Feature
Uniform Special Deposits Act: Eliminating the Uncertainties that Afflict the Special Deposit
November 15, 2023
12:00 PM - 1:00 PM CT
Special deposits have different characteristics than other banking products like a checking or savings account. A special deposit is a deposit of money at a bank where the person entitled to the money is only determined after a specified event or circumstance occurs. Special deposits ensure that funds deposited will be available to the person entitled to them in the future once their established purpose has been satisfied. Although special deposits are commonly used, the legal protections surrounding them are unclear. The Uniform Special Deposits Act minimizes these legal uncertainties by providing well-defined and executable rules. These rules give banks and their customers confidence that the expectations of special deposit account users will be respected.

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